Insurance
A typical travel insurance policy usually covers the loss of baggage, tickets and - up to a certain limit - cash or cheques, as well as cancellation or curtailment of your journey. Most of them won't cover you for injury sustained whilst taking part in so-called "dangerous" sports unless an extra premium is paid - these can include scuba-diving, whitewater rafting, mountain climbing and trekking. Read the small print and benefits tables of prospective policies carefully; coverage can vary wildly for roughly similar premiums and many policies can be chopped and changed to exclude coverage you don't need. For medical insurance, it's important to  © 2003 by Rough Guides Ltd. as trustee for its Authors. Published by Rough Guides. All rights reserved. Rough Guides name is a trademark of Rough Guides Ltd. Buy the book here!
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find out whether benefits will be paid as treatment proceeds or only after return home, and whether there is a 24-hour medical emergency number. When securing baggage cover, make sure that the per-article limit - typically under GBP500 equivalent - will cover your most valuable possession. If you need to make a claim, you should keep receipts for medicines and medical treatment, and in the event you have anything stolen, you must obtain an official statement from the police (called a denuncia)
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