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Insurance

A typical travel insurance policy usually provides cover for the loss of baggage, tickets and - up to a certain limit - cash or cheques, as well as cancellation or curtailment of your journey. Most of them exclude so-called dangerous sports unless an extra premium is paid: in Brazil this can mean scuba diving and trekking, though probably not jeep trips.

Read the small print and benefits tables of prospective policies carefully; coverage can vary wildly for roughly similar premiums. Many policies can be chopped and changed to exclude coverage you don't need - for example, sickness and accident benefits can often be excluded or included at will. If you do take medical coverage , ascertain whether benefits will be paid as treatment proceeds or only after return home, and whether there is a 24-hour medical emergency number. When securing baggage cover , make sure that the per-article limit - typically under GBP500 equivalent - will cover your most valuable possession. If you need to make a claim, you should keep receipts for medicines and medical treatment, and in the event you have anything stolen you must obtain an official statement from the police (at special tourist police stations or with the civil police).

Bank and credit cards often have certain levels of medical or other insurance included, and you may automatically get travel insurance if you use a major credit card to pay for your trip. If you have a good all-risks home insurance policy it may cover your possessions against loss or theft even when overseas. Many private medical schemes such as BUPA or PPP also offer coverage plans for abroad, including baggage loss, cancellation or curtailment and cash replacement as well as sickness or accident.

Americans and Canadians should also check that they're not already covered. Canadian provincial health plans

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usually provide partial cover for medical mishaps overseas. Holders of official student/teacher/youth cards are entitled to meagre accident coverage and hospital in-patient benefits. Students will often find that their student health coverage extends during the vacations and for one term beyond the date of last enrolment. Homeowners' or renters' insurance often covers theft or loss of documents, money and valuables while overseas, though conditions and maximum amounts vary from company to company.


Fun Tips

mary says "Bring your inhaler if you have asma."

tips for Brazil

Robyn says "Dont go it so boring,so dont go "

travelling

ayanda says "can anyone tell me about cheap accomodation in brazil?"

Tour Brazil and Argentina On Line (Video + Stills)

David Mundstock says "My recent movie, “Tango and Samba Falls”, presents highlights of Argentina and Brazil, starring Buenos Aires, Rio de Janeiro, and Iguazu Falls.

Tango in Buenos Aires, meet Evita, enjoy Gaucho dancing from the Pampas; and then north to the Argentina side of massive Iguazu Falls, featuring “The Devil’s Throat”.

Across the border to Brazil, for a close-up of the falls from below. In Rio, gaze at the views from famous mountain tops, and look for the Girl from Ipanema at Rio’s beaches. Take in a Samba show, featuring costumes that range from almost nothing to extremely elaborate and colorful. With digital effects.

“Tango and Samba Falls” can be seen on the web, if you have a high speed internet connection. This is a free, non-commercial, streaming video on the Windows Media Player. No ads and no strings attached. I sell absolutely nothing.

With any modem you can view a gallery of Argentina/Brazil still pictures.

There are over 30 of my other amateur travel videos on-line including trips to China, Russia, Antarctica, Italy, Britain, Hawaii, Australia, Bali, American National Parks, Africa, Greece, and Turkey; see lions, whales, elephants, or penguins.

The planet is yours, including my Home Page giant galaxy of still pictures from every continent.

To watch videos or look at the stills, please ask a search engine for: Intrepid Berkeley Explorer"


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10/13/2008 11:46:29 AM