Carrying Money
The easiest way to draw cash is with a debit or credit card . If you are from the UK, some cashpoint cards allow you to withdraw money directly from your account. NatWest and HSBC customers can use any Ulster Bank ATM free of charge. Most sizeable towns throughout Ireland have at least one bank with a cash dispenser that will accept Visa and/or Mastercard and most also accept Plus and Cirrus. The majority of large department stores, petrol stations, hotels and upmarket restaurants in both the Republic and Northern Ireland accept the major credit cards - MasterCard, Visa and all cards carrying the Eurocard symbol, though Diners' Club and American Express are not widely accepted. However, credit cards are less useful in rural areas: smaller establishments all over the country, such as B&Bs, will often accept cash only. Another easy and safe way to carry your money is in travellers' cheques , available for a small commission from any major bank. The most commonly accepted travellers' cheques are American Express, followed by Visa and Thomas Cook - most cheques issued by banks will be one of these brands. You'll usually pay commission again when you cash each cheque, or a flat rate - though no commission is payable on Amex cheques exchanged at Amex branches and the same goes for Thomas Cook cheques exchanged at Thomas Cook branches. Make sure you keep a record of the cheques as you cash them, so you'll be able to get the value of all uncashed cheques refunded immediately if you lose them.
Your Tip for Ireland
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